Choosing a mortgage broker or a bank for your home loan will likely influence which mortgage you end up with. On top of that, there are pluses and minuses to both, as we detail in the table below. Before we dive into which may best suit your financial situation, let’s look at the differences between mortgage brokers and banks. You’re 2 minutes away from getting the best mortgage rates in CanadaAnswer a few quick questions to get a personalized rate... [read more]

As we navigate through 2024, the Canadian real estate market presents a landscape of both challenges and opportunities. After a tumultuous period, industry experts forecast a year that could mark the beginning of a significant shift. Here's what you need to know about the Canadian real estate market in 2024. Interest Rates and Economic Growth Economists predict a potential decrease in interest rates by late Q2, with a drop of 100 basis points to 4.00% by year-end¹. This... [read more]